Monthly budgets
A budget per category, like groceries, with progress through the month.
Layer 03: Money
What does it cost?
Bills, shared costs, budgets, income and savings goals in one place, with who owes whom and the weeks ahead worked out for you.
Bills
Bills that schedule the next one.
Each bill has an amount, a due date, a repeat, an autopay flag, who pays it and how it splits. Tap Mark paid and the payment is recorded and the next bill is scheduled.
- A payment history for every bill
- A flag when a bill is more than 20% above its 3-month average
- Due dates on the shared calendar
Splits and balances
Fair splits, without the spreadsheet.
Log an expense with a category, who paid and how it splits: equally, by custom amounts, or all on one person. Kinnomy keeps a running balance of who owes whom. When someone pays up, record a settle up and the balance clears.
- Equal, custom or one-person splits
- Balances that show who owes whom
- Settle up records
Budgets and subscriptions
The money that quietly adds up.
Subscriptions
Cost, cycle and renewal date, a yearly total, and a reminder before each renewal.
CSV import
Bring expenses in from a CSV file instead of typing them one by one.
Income, goals and forecast
Money coming in, and where it is heading.
Add paychecks and other money coming in, with the amount, the next date and how often it repeats. Tap Mark received and it moves to the next date. Set savings goals with a target and a date, and see the pace: on track, or behind by an amount a month.
The cash flow forecast puts it together for the next 30, 60 or 90 days: income in, bills, subscriptions and planned costs out, plus your recent everyday spending, with the lowest point marked.
- Income with Mark received
- Savings goals with Add to goal and a pace
- A 30, 60 or 90-day cash flow forecast
- “Can we afford it?” answers from the Brain
No bank connections, on purpose
Kinnomy does not connect to your bank. Everything is typed in, imported from a CSV, or read from a photo of a bill or receipt with AI document reading on Household+. You never hand anyone your bank login. Opt-in bank connections are on the roadmap.
Which plans include it
Money is on Household and Household+. It is not included on Free. Compare plans.
Questions
About money
Can Kinnomy pay my bills?
No. It keeps track of them: amounts, due dates, who pays and how they split. You pay the way you always have, then tap Mark paid.
How does the forecast know what we will spend?
It adds up the income, bills, subscriptions and planned costs you have entered for the next 30, 60 or 90 days, plus your recent everyday spending. It does not see your bank balance, and with no income recorded it only shows money going out.
Can we split one bill unevenly?
Yes. Each bill says who pays it and how it splits. Expenses can be split equally, by custom amounts, or put on one person, and the balances follow.
What does the 20% flag mean?
When a bill comes in more than 20% above the average of its last three payments, Kinnomy marks it so someone takes a closer look.
The rest of the house
Five more layers, all connected.
People
Who is in the household?
- Members
- Roles
- Permissions
- Invites
- Profiles without logins
- Birthdays
- Health
- Pets
- Gifts and wishlists
Time
What is happening?
- Calendar
- Appointments
- Birthdays
- Conflicts
- Reminders
- Countdowns
- Activities and carpool
- Calendar subscriptions
- Calendar feed
Work
What needs to happen?
- Tasks
- Chores with rotation and points
- Rewards and allowance
- Checklists and routines
- Errands
- Shopping lists
- Meals and recipe import
- Pantry
- Pet care
- Home maintenance by date or mileage
- The setup assistant
Memory
What does the household know?
- Things and the home inventory report
- Documents vault
- Photos and albums
- House manual and guest passes
- Contacts
- Notes
- Memory search
- Activity timeline
Context
What is happening right now?
- Location (opt-in)
- Places
- Weather
- The Right now card
Give your home an operating system.
Start with 30 days of Household+ free. No card needed. Nothing is deleted when the trial ends.